Overspending is a mistake that a lot of people make. This is because they think that as long as it is approved they can continue to do so until it maxes out. This never ends well because they don’t have the funds to pay for what they purchased which is why consolidating credit card debts is part of credit repair. If you think this problem is only in the US, think again because the same situation happens […]
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Your credit score is what banks and other establishments use to check whether they should approve your purchase, loan or job application. Naturally, this could mean the difference between an approval or a denial and why your credit repair is important should you be denied. Credit repair is necessary when your credit score is 600 or below. To give you an idea how this is calculated, everyone starts out with a good score but the moment you […]
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When do you need credit repair? The moment your credit score is anything less than 600 points because this could make it difficult for you to apply for a loan. If it just so happens that your credit score falls below the minimum, don’t panic because this issue can be resolved. Never for one moment should filing for bankruptcy become an option because this will be on your record for 10 years or so. Credit repair may […]
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Credit repair is the process of getting you back on the good side of your creditors. Without it, you will not be able to borrow any money which is why it is important to know how to do it. The first step is to know how the bad the situation is and the only way to do that will be to get a copy of your credit report. You can get this for free by getting in […]
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